For years Travis Credit Union (TCU) has been helping small businesses in our service area with all their financial needs from small business start-up loans to large business expansion loans.
We offer a variety of lending products:
- Which can be used for inventory, supplies, furniture, fixtures and equipment, AR/AP, general working capital (payroll, operating expenses)
- Ranging from $50,000 to $7,500,000
- Terms loans 5 – 7 – 10 years
- Rates vary depending on the use and term
TCU also is a Preferred Lender (PLP) through the Small Business Administration (SBA) and participates in both the SBA 7A and the SBA 504 programs which is specifically designed to assist small to mid-sized business with their financing needs. These loans are partially guaranteed by the U.S. government which allows TCU to work with start-up business and business owners who may not qualify for a loan through conventional financing channels. These funds may be used for start-up expenses, working capital, furniture, fixtures and equipment, building purchase, leasehold improvements and in some cases, debt refinancing. Loan amounts can range from $50,000 to $5,000,000.
In addition to lending TCU also many other business services such as, business checking and savings accounts, money market accounts, merchant card services, online business bill pay, ACH and wire transfers, remote deposit capture, payroll and much more.
As a part of the community and owned by members who live in the community we at TCU have a vested interest in the success of your business and that’s why we partner with organizations like the Small Business Development Center (SBDC) and the Service Corp of Retired Executives (SCORE). These organizations offer FREE assistance to business owners for preparing business plans and projections, help with financial information and provide assistance in matching your business financial needs with the proper business products.
Let our TCU team of business experts assist you and your business needs. Fill free to reach out to any one of our three Business Relationship Officers for assistance.
Linda Adams Tahir Masood Karen Smith
Business Lending Officer Business Relations Officer Commercial Relationship Officer